Why Have a Buyer Agent?

1. Respond to prospective Buyer inquiries.
2. Interview the Buyer prospect and obtain Buyer personal information and explain the home buying process.
3. Discuss the pre-approval financial process with the Buyer.
4. Work with mortgage lenders to assist Buyer in becoming pre-approved.
5. Determine through discovery the Buyer preferences in a home as well as the location, price, size, type of home, special needs and ADA accommodations.

1. Obtain and review pre-approval letter from the lender.
2. Search the MLS for properties that meet the Buyers’ criteria.
3. Make appointments with Seller or Sellers’ listing brokers to show the properties selected by the Buyer.
4. Show the Buyer their selected properties.

1. Obtain a “good faith estimate” from the Buyers’ lender for the target purchase price and review with the Buyer.
2. Meet with the Buyer to preview offer, contract form, addenda, and miscellaneous forms.
3. Complete offer to purchase and all addenda.
4. Provide Sellers’ disclosure forms to Buyer.
5. Submit offer to purchase signed by Buyer to Sellers’ broker.
6. Provide Buyer a copy of all forms used in making the offer.
7. Negotiate all offers on Buyers’ behalf.
8. Help negotiate all offers on Buyers’ behalf.
9. Verify final offer is signed by all parties (“contract”), and that all necessary documents are attached.
10. Deliver fully signed and initialed contract to the buyer.
11. Distribute signed contracts to all involved parties (Buyer, Seller, title company, lender, Seller/Buyer broker, and closing agent) and provide contact information as needed.
12. Record and promptly deliver Buyers’ earnest money to the escrow agent and obtain a receipt.
13. Provide a receipt of escrow deposit to Sellers’ broker.
14. Place copies of the signed contract in office file.

1. Help Buyer with home inspection companies and WDO inspection companies.
2. Coordinate Buyers’ professional home and WDO inspection with Sellers’ broker.
3. Review home and WDO inspection reports with buyers.
4. Enter completion of the home and WDO inspection reports into the listing file.
5. Confirm buyers have ordered septic, well, or mold inspections if applicable.
6. Receive and review septic system, well or mold reports with Buyer and note any possible impact on sale.
7. Provide a copy of the septic system, well and inspections reports, if any, to listing agent with buyers written approval.

1. Coordinate with the lender on the discount point being locked in with dates.
2. Confirm verifications of deposits and Buyers’ employment have been returned.
3. Contact lender weekly to verify processing is on track.
4. Follow loan processing through to the underwriter.
5. Relay final approval of Buyers’ loan commitment to Seller.
6. Confirm insurance binder has been fulfilled with the lender.

1. Schedule appraisal with Seller or Sellers’ broker.
2. Inform Buyer of options if appraisal report is different than the contract/purchase price.
3. Provide comparable sales used in market pricing to the appraiser.
4. Follow-up on appraisal until completed.
5. Enter completion into the listing file.

1. Coordinate closing process with listing broker, lender, and closing agent.
2. Update closing forms and files.
3. Verify all parties have all forms and information needed to close the sale.
4. Assist in obtaining power of attorney or trust documents, as required.
5. Work with listing broker in scheduling and conducting Buyers’ final walk-through prior to closing.
6. Confirm Buyer has received title insurance commitment.
7. Confirm location, date and time where closing will be held and notify all parties.
8. Confirm with the closing agent all tax, HOA, utility, and other applicable pro-rations have been resolved.
9. Request final closing figures on the closing statement from closing agent.
10. Review and verify closing figures on the closing statement with Buyer.
11. Forward verified closing figures to listing broker and confirm listing has received and reviewed closing figures.
12. Confirm collected funds from Buyer are available for closing.
13. Explain filing for homestead exemption.
14. Verify transfer of all keys (house, mailbox, and HOA/community), garage door openers, HOA/security/gate access codes, pool equipment, and appliance manuals.

1. Respond to any follow-up calls and provide any additional information required from office files.
2. Stay in communication with the new homeowner.

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